Mix the yeast, salt, honey and oil water and milk in a lidded (not airtight) food container. Mix in the remaining dry ingredients (along with Indian spices if you are making masala bread) without kneading. You can use a wooden spoon or a heavy-duty stand mixer. If you are not using a machine, you may need to use wet hands to incorporate the last bit of flour.
Cover (not airtight) and allow to rest at room temperature until the dough rises and collapses (or flattens on top), approximately 2 hours. The dough can be used immediately after the initial rise, though it is easier to handle when cold. Refrigerate the container of dough and use over the next 5 days.
On the baking day, grease a loaf pan (8½ X 4½ inch). Using wet hands, scoop out the dough. This dough is pretty sticky, and often it's easiest to handle with wet hands. Quickly shape into a ball by stretching the surface of the dough around to the bottom on all four sides, rotating the ball a quarter-turn as you go. Elongate the ball to form an oval loaf. Drop the loaf in the prepared pan.
Cover with plastic wrap ad allow to rest for 90 minutes. In the meanwhile pre-heat the oven to 170 °C. Before baking, flour the top of the loaf and slash, using the tip of a serrated bread knife. Bake for 50 to 60 minutes until deeply browned and firm.
Remove from the pan and allow to cool completely before slicing; otherwise you won't get well-cut sandwich slices. If the loaf sticks, wait 10 minutes and it will steam itself out of the pan.